index fund

The investment industry is full of terms that few outsiders understand. Whilst not deliberate, it has becoming increasingly evident that they are doing little to increase the education of end consumers and in fact are more likely to confuse. Using the word ‘drawdown’ for instance, which is a complicated way to say ‘your shares are…

The term balanced fund has been somewhat maligned after being the core product of insurance salesmen throughout the 70s and 80s to the catch all for high and low risk superannuation options it is today. Yet with uncertainty comes opportunity, and a new breed of ‘balanced fund’ is emerging. The All-Weather portfolio, run by Melbourne-based…