Retirees love a guaranteed income: So why do they shun annuities?

Many people have a life-time income in retirement on their bucket list. Yet few do so, a state of affairs that might be changing as the 2022 Retirement Income Covenant requires super funds to pay closer attention to members either approaching or in retirement.

James Dunn | 30th Oct 2024 | More
Seniors could benefit from RBA, ACCC probes into card payments

Merchants’ card payment costs and surcharges are hurting seniors in their wallets and purses, especially as cash transactions dwindle. This could be set to change with two powerful statutory bodies setting inquiries into motion.

Nicholas Way | 30th Oct 2024 | More
Trump victory could weaken US dollar, benefitting some Aussie stocks

A Trump victory on Tuesday is likely to rattle currency markets expecting trade wars and fiscal stimulus to be major policy consequences. Investors will need to be alert to their currency exposure, as well as appreciating it could provide opportunities to acquire Australian equities with US exposure.

Jamie Nemtsas | 30th Oct 2024 | More
News
Higher dividend the tasty cherry on the Qualitas cake

In a year when many companies cut or even axed their dividends, this real estate investment manager went against the flow, using a strong financial result to reward loyal investors with a seven per cent increase in the annual payout.

Jamie Nemtsas | 30th Oct 2024 | More
Insignia Financial regains shareholder trust after axing dividend

A net loss of $185.3 million in the 2024 financial year, coupled with a dividend pause, had Insignia shareholders less than impressed. But the first quarter results for the 2025 financial year have justified the rising share price over the past 10 weeks.

Jamie Nemtsas | 30th Oct 2024 | More
Older generations increasingly picking up the financial tab: Report

The Productivity Commission estimated $3.5 trillion will pass on to future generations over the next 25 years, with this report illustrating just how that’s playing out now in families across Australia.

Nicholas Way | 9th Oct 2024 | More
Opinion
Cap rates critical to assessing commercial property investment

No different to the bond market, commercial property prices rise as interest rates fall. With growing expectations that the Reserve Bank will cut rates, self-funded retirees need to consider now whether they want a slice of this asset class.

Nicholas Way | 16th Oct 2024 | More
Older generations have ‘critical’ role to play in financial education

It was Crosby Stills Nash and Young who wrote that immortal 1970 tune, Teach Your Children. That’s exactly what Selfwealth’s Craig Keary is advocating to ensure the estimated $3.5 trillion wealth transfer to future generations over the next 25 years is not squandered.

Nicholas Way | 16th Oct 2024 | More
‘Just a little crazy’: SMSF retirees continue to shun fixed interest investments

Institutional investors get it. So do some financial advisers. But for most SMSFs, sovereign and corporate debt is the forgotten asset class – despite the defensive benefits it can deliver.

Nicholas Way | 18th Sep 2024 | More
How seniors can unlock housing equity while retaining legal title

Debt in retirement is often a poisoned chalice. So, a solution that allows people to tap into their home equity by selling a share of its future sale proceeds without incurring debt can be a viable option.

Nicholas Way | 4th Sep 2024 | More
INSight #372 with Laurence Parisi from Trilogy Funds

Laurence Parisi from Trilogy Funds speaks to James Dunn from The Inside Network on resilient income.

The Golden Times | 3rd Sep 2024 | Watch Pause
The private credit process: INDepth with Andrew McDonnell from Arrowpoint Capital

Andrew McDonnell from Arrowpoint Capital shares insights with James Dunn from The Inside Network on the private credit process.

The Golden Times | 21st Aug 2024 | Watch Pause
Where private credit returns come from: IN60 with Andrew McDonnell from Arrowpoint Capital

Andrew McDonnell from Arrowpoint Capital speaks to James Dunn from The Inside Network on where private credit comes from.

The Golden Times | 20th Aug 2024 | Watch Pause
INSight #373 with Laurence Parisi from Trilogy Funds

Laurence Parisi from Trilogy Funds speaks to James Dunn from The Inside Network on multi-storey industrial assets coming to the fore.

The Golden Times | 20th Aug 2024 | Watch Pause
Leaders
Franklin Templeton wins big as fund manager award winners revealed

The 35th iteration of the awards saw Franklin Templeton Australia beat out fellow finalists BlackRock, Lazard, VanEck and Macquarie Asset Management to take out the Fund Manager of the Year award.

Staff Writer | 23rd Jun 2023 | More
Woolworths, Northern Star recognised for governance at 2023 ASA Awards

The Australian Shareholders’ Association recently held its second annual ASA Awards in recognition of best corporate governance, honouring Woolworths Group for its shareholder communications and Northern Star Resources for improved governance standards.

Staff Writer | 12th May 2023 | More
SMSFs
A guide on how to appreciate Australia’s vibrant art scene

Whether it’s contemporary or traditional works, this country has a rich vein of artwork to be enjoyed. While the big city galleries get much of the attention, their regional counterparts, social media and art fairs also play an important role.

Jamie Nemtsas | 30th Oct 2024 | More
Advancing years no reason to stop furthering a tertiary education

The UK’s Open University set the benchmark for distance education in the 1960s, followed by other academic institutions globally, thereby opening up myriad opportunities for older students to study. Picking up a degree along the way is optional.

David Murphy | 30th Oct 2024 | More
Authors
87 Articles
Nicholas Way is editor of The Golden Times and has covered business, retirement, politics, human resources and personal investment over a 50-year career.Lorem Ipsum Lorem Ipsum Lorem Ipsum Lorem Ipsum
66 Articles
Tahn is managing editor across The Inside Network's publications and a former financial adviser.Lorem Ipsum Lorem Ipsum Lorem Ipsum Lorem Ipsum
97 Articles
James is an experienced senior journalist and host of The Inside Network's industry events.Lorem Ipsum Lorem Ipsum Lorem Ipsum Lorem Ipsum