Many in retirement are travelling comfortably, with three key factors contributing to their happiness – good physical and mental health and enough money to enjoy life.
Perhaps the assumption that markets are still anchored by predictable economic policies needs to be challenged. For the first time since the fall of the Berlin Wall, political volatility – once background noise – is potentially reshaping investment risk at a structural level.
Coastal v country living – it all comes down to personal choice
For those considering a lifestyle change, the age-old debate between coastal and country living presents an enticing choice. Whether it’s the fresh sea air and rolling waves or the vast open landscapes and peaceful countryside, each option has its own advantages.
But which one is best suited to you? The answer depends on what you value most in your daily life and the lifestyle you hope to embrace.
Living by the coast has an undeniable allure. There’s something inherently soothing about the rhythmic crash of waves and the scent of salt carried on the breeze. Coastal towns offer a relaxed pace of life, often with an emphasis on outdoor living. Morning walks along the beach, a quick swim in the ocean or even a leisurely coffee at a café overlooking the water are everyday pleasures that make coastal living so attractive.
Health benefits are often cited as a major drawcard for those moving to the coast. The fresh sea air is not just refreshing but is also believed to have respiratory benefits.
The opportunity to engage in regular physical activity, whether it’s swimming, surfing or simply strolling along the shoreline contributes to an active and healthy lifestyle. The relaxed atmosphere in coastal communities can also lead to lower stress levels, making it an appealing choice for those looking to slow down and enjoy life.
However, coastal living isn’t without its drawbacks. Property prices in sought-after seaside locations can be high, and demand often drives up the cost of everyday necessities.
Tourists can also be a double-edged sword — while they bring vibrancy to local businesses, they can also cause congestion, especially in peak seasons. Additionally, living near the ocean means dealing with salt corrosion on homes and vehicles, and the risk of extreme weather events such as storms or cyclones and rising sea levels is a reality in many coastal regions.
Country living offers its own brand of charm and serenity. There is a deep sense of connection to the land, with wide-open spaces, fresh air and an unhurried pace that allows for a more grounded and mindful way of life.
Rural communities are often tightly knit, fostering strong social bonds and a sense of belonging. It’s the kind of place where neighbours know each other’s names, and a simple trip to the local shop can turn into a friendly chat that lasts far longer than expected.
One of the biggest benefits of country living is affordability. Compared with coastal regions, rural properties are often significantly cheaper, offering more land for the price of a small apartment in a beachside town.
This can provide an opportunity for a self-sufficient lifestyle, with the ability to grow your own produce, keep animals or simply enjoy a sprawling garden. The slower pace and lower cost of living make it a practical choice for those looking to escape the hustle and bustle of city life.
Nature lovers will find much to appreciate in country living. The abundance of wildlife, star-filled night skies and the ability to hear the birds rather than the noise of traffic create a tranquil and restorative environment. The lack of pollution and congestion is another major plus, allowing for a healthier lifestyle with cleaner air and fewer stressors from the modern world.
But rural life has its own set of challenges. Access to services such as medical care, shopping centres and entertainment can be more limited, requiring longer travel times for essentials.
Internet and mobile connectivity can also be patchy in some remote areas, a concern for those who rely on technology to stay connected. Extreme weather events such as droughts, bushfires and floods are more pronounced in rural areas, posing difficulties for those unaccustomed to these conditions.
The decision between coastal and country living ultimately comes down to personal preference and lifestyle priorities. If you crave the sound of waves, the smell of salt in the air, and easy access to water-based activities, the coast may be your perfect retreat. However, if peace, space and a deep connection to nature are what you seek, the countryside offers an unparalleled sense of calm and freedom.
Before making the move, it’s important to spend time in both environments. Stay in a coastal town for a few weeks and see if you enjoy the rhythm of life there. Visit a rural area and experience its charms first-hand. Talk to locals, explore the facilities and consider the practicalities of day-to-day living. It’s also wise to think about long-term needs – will you have access to the services and amenities that will support your lifestyle in the years to come?
No matter which choice feels right, the key is to embrace the lifestyle that aligns with your values and aspirations. Whether it’s watching the sun rise over the ocean or setting behind rolling hills, both coastal and country living offer the chance to create a fulfilling and enjoyable way of life. The question is: where do you see yourself happiest?
